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Terms & Conditions
By accessing the Fuente Credito web site and using the services on this site, you agree to be bound by the terms and conditions ("Terms") below. Please read these Terms carefully. If you do not agree to these Terms, do not access or use this web site. The Fuente Credito web site is operated as a website located at https://staging.fuentecredito.com.
Loan Matching Service
Once a consumer submits the application form(s) to Fuente Credito, Fuente Credito shares your information with one or more participating lenders or to an aggregate of lenders. By submitting the application form(s), you understand and agree that you are submitting an inquiry about a loan product to Fuente Credito and each of the participating lenders or aggregate of lenders to whom Fuente Credito transmits your loan request. By submitting the application form(s), you are extending an express invitation to Fuente Credito and each of the participating lenders and/or aggregate of lenders with whom your information is shared to contact you by any means (including, without limitation, email, telephone, and direct mail) so that they may assist you with your transaction or provide information to you about additional offers in which you may be interested. Participating lenders and/or aggregate of lenders who receive your application information from Fuente Credito review your information in real-time to determine whether your information meets the lender's loan qualification criteria. Participating lenders may, among other things, verify your social security number, perform a credit check, and review your information against national databases (such as Clarity, FactorTrust or LexisNexus) that tracks consumer transactions with lending institutions. By submitting the application form(s), you agree to allow participating lenders to review, verify, and research your information in such manner..
Fuente Credito is not a lender and does not make loans or credit decisions in connection with its loan matching service. Fuente Credito does not guarantee acceptance into any particular loan program or specific loan terms of conditions with any participating lender. Fuente Credito does not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by participating lenders through the loan matching service are the best terms available in the market.
Fuente Credito does not endorse or recommend the products of any particular lender. Fuente Credito is not an agent of you or any participating lender. Fuente Credito is not involved with the lender's use and/or review of your application information or in making a determination about whether you meet a particular lender's loan qualification criteria. The lender is solely responsible for its services to you, and you agree that Fuente Credito shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the loan matching service. You understand that participating lenders may keep your application information, whether or not you are qualified for a loan with them.
Control over Features, Functions, and Access to the Service
Fuente Credito reserves the right to change any information, features and/or functions of the loan matching service without prior notice. Fuente Credito may deny you access to all or part of the services without prior notice if you engage in any conduct or activities that Fuente Credito determines, in its sole discretion, violate these Terms, the rights of Fuente Credito or any third party, or is otherwise inappropriate. Fuente Credito is not responsible for any errors or delays in providing the loan matching services caused by errors in any of the application information provided by you or by any technical problems beyond our reasonable control.
Security at the Site
While Fuente Credito uses reasonable efforts to safeguard the security of the Site, there can be no guaranty that such safeguards will successfully prevent unauthorized alterations in the content or functionality of the Site. Fuente Credito assumes no responsibility for any unauthorized alterations in the content or functionality of the Site.
Trademark Information and Proprietary Rights
Everything that appears on Fuente Credito is protected under the intellectual property laws of the United States and may not be used except as provided in these Terms of Service. Fuente Credito neither represents nor warrants that your use of materials displayed at the Site will not infringe rights of third parties.
Disclaimers and Limitations
THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS IS." FUENTE CREDITO EXPRESSLY DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THIS WEB SITE AND ANY INFORMATION, SOFTWARE, PRODUCTS OR SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. FUENTE CREDITO MAKES NO WARRANTY AS TO THE RESULTS THAT MAY BE ACHIEVED BY USING THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT. USE OF THIS WEB SITE AND/OR FUENTE CREDITO's SERVICES IS AT YOUR OWN RISK. FUENTE CREDITO AND/OR ITS PARTICIPATING LENDERS OR ADVERTISERS OR ANY OF THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS, OR SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE AND/OR FUENTE CREDITO's SERVICES OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF FUENTE CREDITO OR ITS PARTICIPATING LENDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME STATES DO NOT ALLOW THE LIMITATION OF LIABILITY AND DISCLAIMER OF IMPLIED WARRANTIES, SO THE DISCLAIMERS AND LIMITATIONS ABOVE MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY FUENTE CREDITO, ITS PARTICIPATING LENDERS, AND THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS AND SERVICE PROVIDERS IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
This web site may contain links to other web sites operated by participating lenders or other third parties. Such links are provided for your convenience and reference only. Fuente Credito does not operate or control in any respect any information, software, products or services available on such third party sites. Fuente Credito's inclusion of a link to a web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.
Links to Third Parties
As a condition of using this web site and/or the services offered herein, you agree to indemnify Fuente Credito and its participating lenders from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from your use of this web site, including without limitation any claims alleging facts that if true would constitute a breach by you of these Terms.
Any controversy or claim arising out of or relating to the use of the web site, to the goods or services provided by Fuente Credito, or to any acts or omission for which you may contend Fuente Credito is liable, including but not limited to any controversy or claim as to arbitrability ("Dispute"), will be settled finally and exclusively by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association in effect at that time. The arbitration will be conducted in Davidson County, Tennessee and judgment on the arbitration award may be entered into any court of competent jurisdiction in Davidson County, Tennessee. No arbitrator shall have the power to award damages in connected with any Dispute in excess of actual compensatory damages and shall not multiply actual damages or award consequential, punitive or exemplary damages, and each party irrevocably waives any claim thereto. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of an arbitration under this agreement with an arbitration of disputes or claims of any non-party, regardless of the nature of the issues of disputes involved.
THESE TERMS PROVIDE THAT ALL DISPUTES BETWEEN YOU AND Fuente Credito WILL BE RESOLVED BY BINDING ARBITRATION. THUS, YOU GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY. By using Fuente Credito's service, you consent to these restrictions.
In the event the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and Fuente Credito, you agree that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in Davidson County, Tennessee. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the services must be filed within one (1) year after such claim or cause of action arose or be forever barred.
By providing your cell phone number, you are agreeing to receive promotions from us and our partners on your mobile phone. We do not charge you to participate in this program. However, message and data rates may apply from your wireless carrier. Please consult your wireless carrier for applicable text messaging fees. Under no circumstances will we be responsible for fees that your wireless carrier or other third parties may charge you for use of the Service.
If you provide any false, inaccurate, untrue, or incomplete information in your Application, we may immediately terminate your access to and use of the Service. It is your responsibility to keep the confidentiality of any username(s) and password(s) associated with your Application.
To use the Service, you must complete and submit the information requested in the Application, which information may include (by way of example and not limitation) your name, street address, telephone number, date of birth, banking account information, desired loan amount, social security number, employment information, and any other information requested at the time of collection. Alimony, child support, or separate maintenance income need not be disclosed unless relied upon for credit. You represent and warrant that the information you provide to us through your Application is accurate and truthful. If you do not provide such information in such manner, we reserve the right to deny, suspend, or terminate Service. We reserve the right to refuse to provide the Service to you, in our sole discretion, with or without cause.
These Terms constitute the entire agreement between you and Fuente Credito. These Terms shall be governed by the laws of the State of Tennessee without regard to its conflict of law provisions. If any part of these Terms is determined unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid and enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms shall remain in effect. Any failure by Fuente Credito to exercise or enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. Fuente Credito may amend these Terms at any time by posting the amended terms on its web site. All amended terms are automatically effective immediately, upon posting.